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PI Brief Update

Loss of No Claims Bonus - Aidan Ellis, Temple Garden Chambers

19/09/12. By far the most common thing that clients in road traffic accident cases say at court is “hasn’t this taken a long time”. I suspect that not much can be done to address this concern. Despite reforms intended to speed up the process especially in low value cases, litigation inevitably longer than many expect. But I wonder whether more could be done to address the second most common concern that clients raise in road traffic accident cases: “what about my no claims bonus?” Many individuals find that by the time they get to court, they have already had to pay a higher annual insurance premium as a result of the ongoing claim. This cost is often as significant to the individual as the insurance excess, but in my experience loss of no claims bonus is...

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The opinions expressed in the articles are the authors' own, not those of Law Brief Publishing Ltd, and are not necessarily commensurate with general legal or medico-legal expert consensus of opinion and/or literature. Any medical content is not exhaustive but at a level for the non-medical reader to understand. 

Professional advice should always be obtained before applying any information to particular circumstances.

Excerpts from judgments and statutes are Crown copyright. Any Crown Copyright material is reproduced with the permission of the Controller of OPSI and the Queen’s Printer for Scotland under the Open Government Licence.