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PI Brief Update

Limits of Indemnity - Nick Yates, FOIL

26/03/12. Standard limits of indemnity are too low. One of the risks against which a small business or homeowner often insures is liability for accidental injuries.   That is the unlikely but foreseeable risk that a member of the public will be seriously injured either in the home or in and around business premises. 

The limits of indemnity on standard public liability policies range from between £2-£5 million for public liability risks.  There are, however, still some policies which have a limit of £1 million.

These figures are too low to...

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All information on this site was believed to be correct by the relevant authors at the time of writing. All content is for information purposes only and is not intended as legal advice. No liability is accepted by either the publisher or the author(s) for any errors or omissions (whether negligent or not) that it may contain. 

The opinions expressed in the articles are the authors' own, not those of Law Brief Publishing Ltd, and are not necessarily commensurate with general legal or medico-legal expert consensus of opinion and/or literature. Any medical content is not exhaustive but at a level for the non-medical reader to understand. 

Professional advice should always be obtained before applying any information to particular circumstances.

Excerpts from judgments and statutes are Crown copyright. Any Crown Copyright material is reproduced with the permission of the Controller of OPSI and the Queen’s Printer for Scotland under the Open Government Licence.